After a major accident caused by another driver, a professional automobile accident attorney can help you in a variety of ways. Many accident victims are eligible for reimbursement to pay medical expenses, lost wages, and other accident-related expenses.
But, since they lack a strong advocate, many people accept settlements that are substantially less than the actual worth of their claim. The insurance company of the at-fault driver is unlikely to offer you the entire value of your claim unless the insurer sees that you are serious about pursuing it—even if that involves going to court.
Following a review of the circumstances of your vehicle accident by a personal injury lawyer, you will be given an explanation of your legal choices and a greater idea of the value of your claim.
With the help of a lawyer, you can increase your chances of maximizing your claim and avoiding being bullied into settling for less than you are entitled to. A knowledgeable attorney can help you with the following:
Analyze All Potential Causes of the Accident
An experienced lawyer will evaluate all potential contributing circumstances to a major car accident. While the cause of the accident may appear to be obvious, there could be several contributing causes, such as driver distraction, poor road conditions, a lack of sufficient signs, or a vehicle malfunction.
A vehicle accident attorney may collaborate with an accident reconstruction specialist to determine how the accident occurred and all of the relevant elements.
Determine All Parties Responsible
A lawyer will identify all of the possible responsible parties who may be liable for compensation by identifying the contributing circumstances. If the at-fault driver was operating a work vehicle, his or her employer may be held liable for your injuries. When a vehicle malfunctions, such as a tire blowout, the manufacturer may be partially to blame.
Dealing with Insurance Adjusters
As you focus on your recovery, your lawyer will deal with the insurance company adjusters. Whatever information you offer to the adjuster for the at-fault driver’s insurance company may be used against you to minimize or invalidate your claim. Let a lawyer engage with the adjuster on your behalf to limit the possibility of your statement being misconstrued.
Calculate Future Medical and Accident-Related Expenditure
A lawyer can assist you in calculating all accident-related charges, including projected future medical costs. This is generally accomplished by speaking with your doctors and other medical specialists to predict your future expenses depending on the damage you sustained.
Without estimating future costs, you risk losing reimbursement that you will need to complete your therapy and fully heal from your injuries.
Deal With Hospitals or Debt Collectors That Are Attempting to Harass You About Medical Bills
Following a car accident, your primary focus should be on your health and recovery. The last thing you should have to deal with after a car accident is dealing with hospital employees or debt collectors about your medical bills.
To put an end to harassment, a lawyer can contact directly the hospital or debt collector and inform them of pending claims.
Consult with the Insurance Company
To protect its profit margin, an insurance company’s objective is to minimize the amount it pays out in claims. The insurance company’s initial offer is likely to be substantially less than the real value of the claim.
The insurance company for the at-fault driver is hoping you would accept the settlement offer and sign away your right to sue for additional damages. Never accept a settlement offer from an insurance company without first consulting with a lawyer.
A lawyer understands the laws governing vehicle accident claims and how to negotiate a fair and just settlement amount with the insurance company.
You are at a disadvantage if you try to negotiate with an insurance company without the assistance of a lawyer. A lawyer can assist you in recouping lost wages as a result of your injury.
If you have been in a car accident, especially one caused by the negligence of another driver, you owe it to yourself to contact a lawyer so that you have a devoted legal advocate fighting to get you the compensation you deserve.
